Terms of Service

Last updated: October 21, 2026 · Effective date: October 21, 2026 · Version 2.9

In short: WolfVault helps adults organize ventures and track user-entered finances. You own your content and are responsible for it. Pro is $20/month and renews automatically until canceled. Forecasts and scenarios are estimates, not advice or promises of results.

Draft notice: Complete bracketed details and obtain legal review before finalizing these Terms, particularly the dispute and liability provisions.

1. Who we are and your agreement

These Terms govern WolfVault, operated by Wolf Vault LLC (“we,” “us”). By agreeing to these Terms, you enter an agreement with that operator. Our Privacy Policy explains information handling; acknowledging it is not blanket consent to unrelated processing. Contact hello@wolfvault.tech.

2. Eligibility and account responsibilities

You must be at least 18 and able to enter a binding agreement. The Service is currently offered in the United States and uses IP-country checks to restrict access. Give accurate account information, keep your sign-in credentials secure, and contact us about unauthorized access. You are responsible for activity you authorize through your account. Do not share credentials or misrepresent another person or business.

3. What the Service does—and does not do

WolfVault organizes ventures, validation work, Roadmap milestones, manually entered income/expenses and clients, recurring bills, financial metrics, document links, forecasts and What-if scenarios. Free and Pro tools are identified in the app. Core finances, clients, bills, ventures, Roadmap and Files are available on Free; Forecast, Analytics and What-if scenarios require Pro.

The Service does not connect to bank accounts or import bank transactions. The current Files tool stores names and links to documents hosted elsewhere, not new document uploads. You control the external host’s permissions and must keep independent copies of important records. A link may stop working, and opening it sends a request to that host. The current app does not send workspace data to an AI model for processing.

4. Your content and our limited license

You keep ownership of content you enter, including financial entries, client information, venture notes, assumptions, evidence, links and metrics. You give us a non-exclusive, worldwide license to host, store, copy, process and display that content only as needed to operate, secure and support the Service and provide the tools you request. We may use service providers for those purposes. This license does not transfer ownership or grant an unrestricted advertising license.

You are responsible for the accuracy, legality and rights in your content. Have the right to enter information about your customers, interviewees or other people and to save each document link. Provide required notices and obtain necessary permissions. Do not place passwords, raw card details or unnecessary sensitive information in workspace fields. The Privacy Policy explains retention, export and deletion, including limited legal/security exceptions after account closure.

5. Free, Pro, renewal, cancellation and refunds

Free has no subscription charge. The currently implemented Pro plan is US $20 per month. Annual billing is not currently offered, and no free trial is currently implemented. Checkout shows the final amount and any applicable billing disclosures before you authorize payment.

Automatic renewal: Pro renews each month and the payment processor charges the authorized payment method until you cancel. Payment handling is provided by our payment service. We store billing identifiers and status, not raw card numbers or security codes.

How to cancel: open Settings → Subscription, choose Cancel subscription, and confirm in the app’s cancellation dialog. Cancellation is scheduled for the end of the current paid period; Pro remains available through that date. Manage billing opens the processor-hosted portal when available. If cancellation fails or the tool is unavailable, contact hello@wolfvault.tech. Cancel before renewal to avoid the next charge. Cancellation and account deletion are different actions.

30-day money-back guarantee: request a full refund of your first Pro subscription charge within 30 calendar days after that charge by emailing hello@wolfvault.tech from your account email address. The guarantee is available once per person and account. Renewal charges and subsequent subscriptions are not covered unless law requires a refund or we expressly approve one. Canceling does not automatically request a refund. If refunded, Pro access ends when the refund is processed. This is a support-request process, not an automatic refund button.

After Pro ends, Free tools remain available. Pro-only tools become inaccessible, but their saved content is not deleted just because you cancel or downgrade. Restoring Pro restores access to retained content. You can export your account information or request account deletion in Settings. Any future prices or plans will be disclosed before purchase and with any notices required by law.

6. Acceptable use

Do not break the law, violate others’ rights, upload or link malicious material, misuse another account, impersonate others, interfere with the Service, evade access/plan/country restrictions, probe or bypass security controls, or abuse the Service. Only save content and links you have the right to use. The current Files tool allows up to 10 document links. We may enforce reasonable usage limits to protect the Service.

7. Our property and service changes

We and our licensors retain rights in the Service’s software, design, branding, documentation and logos, excluding your content and third-party materials. You receive a limited, revocable, non-transferable right to use the Service for its intended purpose under these Terms.

We may update tools, correct errors, perform maintenance or discontinue parts of the Service. We do not promise permanent availability of every feature. We will provide notices and any remedies required by law for material changes to a paid service. Keep independent copies of important information.

8. Suspension, termination and deletion

You may stop using the Service or use Settings → Delete my account. Export first if you need a copy. Deletion attempts to cancel active billing and remove your identity and active workspace data. If it reports an error, do not assume it completed; retry or contact us. The Privacy Policy describes retained legal/security records, provider records and browser/downloaded copies.

We may suspend or end access for unlawful/harmful activity, breach of these Terms, security risks, nonpayment or other legally permitted protection of the Service. When reasonably practicable, we will provide notice and an opportunity to resolve the issue; urgent security, legal or safety action may occur without advance notice. Suspension or downgrade does not itself request deletion of content. Rights and obligations that reasonably need to survive termination continue to apply.

9. No advice, no warranty and limits on liability

No professional advice: WolfVault is not financial, tax, legal, accounting or investment advice. Forecasts, scenarios, runway figures, metrics and validation scores are estimates or calculations based on user-entered data and assumptions. Scheduled recurring income may not actually arrive, and typical project-income estimates can differ from future receipts. No forecast, scenario or validation result guarantees revenue, profit, funding, customer demand or business success. Verify important figures and consult qualified professionals before making decisions.

No warranty: to the maximum extent allowed by law, the Service is provided “as is” and “as available,” without unstated warranties, including merchantability, fitness for a particular purpose or non-infringement. We do not promise uninterrupted, error-free or always-available service.

Liability: to the maximum extent allowed by law, WolfVault is not liable for indirect, incidental, special, consequential, exemplary or punitive damages, including lost profits, data or business opportunities. Total liability for claims relating to the Service or these Terms is limited to the greater of the amount you paid for the Service in the 12 months before the event giving rise to the claim or US $100. These limits do not apply to liability that cannot legally be limited or excluded, payment obligations, fraud, willful misconduct or infringement of WolfVault intellectual-property rights. Mandatory consumer rights remain in effect.

10. Disputes and governing law

Before starting arbitration, send written notice describing the dispute and requested resolution. We will try in good faith to resolve it for 30 days after receipt. Send notices to hello@wolfvault.tech; we may send notices to your account email. This does not prevent temporary/equitable court relief where waiting would cause irreparable harm.

The existing dispute provision is retained: disputes arising from or connected with this agreement are finally settled under the Rules of Arbitration of the International Chamber of Commerce by one or more arbitrators appointed under those rules. Arbitration proceeds individually; class, representative and consolidated proceedings are waived to the extent law permits. Mandatory rights that cannot be waived remain unaffected. These provisions require qualified legal review before finalization.

The governing law is that of [STATE], without its conflict-of-law rules, subject to mandatory laws that apply to you.

11. Changes to these Terms

We will show an updated effective/last-updated date and version when these Terms change. We will provide required notices and use the app’s versioned agreement process for material revisions where appropriate. A recorded acceptance applies to the version presented, not to an undisclosed future version.

12. Contact

Questions, cancellation support, refund requests and legal notices: hello@wolfvault.tech. Service operator: Wolf Vault LLC.